Texas intestacy law (Tex. Est. Code Ch. 201) applies. Your property is distributed according to a fixed legal formula — not your wishes. Your surviving spouse does not automatically receive everything if you have children or separate property. Unmarried partners, step-children, and close friends receive nothing. The probate process is longer and more expensive without a will.
When someone dies without a will in Texas, they die “intestate.” Texas law takes over and distributes the estate according to Chapter 201 of the Texas Estates Code — a set of rules written to approximate what most people would probably want. The problem: it often doesn't.
The intestacy formula is rigid. It cannot be adjusted after death. And the results frequently surprise and upset surviving families who assumed the outcome would be different.
Texas is a community property state. This distinction drives nearly every intestacy outcome. Property acquired during marriage is community property, jointly owned 50/50 by both spouses. Property owned before marriage, or received as a gift or inheritance during marriage, is separate property.
Scenario: You die leaving a $400,000 house (purchased during marriage, worth $400,000) and $100,000 in a brokerage account (purchased during marriage). You have a surviving spouse and two children from your first marriage. Your spouse receives their own $200,000 share of the house and the brokerage account — but your $200,000 share of the house and your $50,000 of the brokerage account pass to your children. Your spouse now co-owns the home with your children from another relationship.
Everything passes to your children in equal shares. If any child predeceased you and left children of their own, those grandchildren take the deceased child's share. (Tex. Est. Code §201.101) This is called “per capita with representation” and is the default distribution method in Texas intestacy.
Your estate goes to your parents first. If both are deceased, it splits between your siblings. If you have neither parents nor siblings, it passes to more distant relatives — grandparents, aunts, uncles, cousins — in a specific order defined in (Tex. Est. Code §201.001). If no living relatives can be found, your estate escheats to the State of Texas.
Texas intestacy law recognizes only legal family relationships. The following people receive nothing, regardless of your relationship with them:
A will can simplify probate significantly. Without one, the process typically takes longer and costs more:
Texas does allow a simplified affidavit of heirship process for real estate when no will exists, but this only transfers title — it does not distribute personal property. (Tex. Est. Code §203.001)
If you die without a will and leave minor children who also lose their other parent (or whose other parent is unfit), a court appoints a guardian of the person for each child — determining who raises them — and a guardian of the estate to manage their inheritance.
The guardian of the estate is supervised by the probate court and must file annual accountings until the child turns 18, at which point the inheritance distributes outright. A will with a testamentary trust could have deferred that distribution to age 25 or 30 and named a trustee you trusted.
Does my spouse automatically inherit everything in Texas if I die?
No — not in every situation. If you have children who are not your spouse's children, your community property passes to those children, not your spouse. Even in a first marriage, your separate real property is split between your spouse and children rather than going entirely to your spouse. (Tex. Est. Code §201.002–201.003)
How long does Texas probate take without a will?
A typical Texas intestate probate takes 6–12 months. Complex estates with disputed heirship, multiple properties, or business interests can take several years. A properly executed will with an independent executor can reduce this to 4–6 months for a straightforward estate.
What is a small estate affidavit in Texas?
Texas allows a simplified process for very small estates (under $75,000 in personal property, excluding homestead and exempt property) without a formal probate proceeding. Heirs sign an affidavit attesting to their relationship and right to collect property. (Tex. Est. Code §205.001) This does not apply to real property.
Can a family agree on distribution without a will?
To some extent — heirs can enter into a family settlement agreement that distributes the estate differently than intestacy would require. But this requires all heirs to agree, sign, and the court to approve. Any disagreement among heirs makes this impossible, and the intestacy formula applies.
What happens to a joint bank account if one owner dies?
Joint bank accounts with right of survivorship transfer automatically to the surviving account owner — outside of both the will and intestacy. The same is true for accounts with a payable-on-death designation. These pass by contract, not probate. Review your account designations as part of your estate plan.
